You’d earn about $650 in interest if you put $25,000 in a six-month CD with a rate of 5.25%. Shopping around can help you find better deals. The current top national rate for a 6-month CD is 5.25%, according to the data available from Curinos. The national average APY for six-month CDs is 1.22%, up slightly from 1.20% last week and significantly from 1.11% one month ago. Six-month CD ratesīy choosing a top-rated six-month CD, you benefit from a winning mix of competitive interest rates and a short-term commitment. The current national high for a three-month CD is 5.12%, which would earn almost $315 in interest with a $25,000 deposit. ![]() The national average rate was 0.82% as of May 19, 2023, the latest data available, up one basis point from the previous week and up 16 basis points from a month prior. Rates on three-month CDs have increased slightly from a week ago. ![]() Quoted rates are based on a $25,000 deposit.
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